Car insurance has a few different pieces to it. It can provide coverage such as Liability Coverage, which would entail a third party having damage to their property, being injured, or dying for an accident in which you are found to be at fault. If your auto is damaged in an accident or other collision then this could be covered under your Collision Coverage. Theft, fire, or hail can cause damage as well and this is something that can be covered. This type of damage could fall under your Comprehensive Coverage. Let's say that the other driver is at fault but does not have insurance. This is when your Uninsured and Underinsured Motorists Coverage could cover you.
Car insurance for a covered claim can cover you for repairs, legal defense expenditures, and medical bills. Many clients call us looking for the best car insurance near me, but we must remember that quotes are not always apples-to-apples. Insureds may have different amounts of each coverage, live in a different area, and be with a different carrier, to name a few examples. Call us now to check out a quote.
